Bank Talk 2025
20th Annual Community Banking Events
Sunday, September 7 & Monday, September 8
University Club of Tampa (201 N. Franklin St., 38th Floor, Tampa, FL)
Shawn O'Brien
President | QwickRate
Shawn O’Brien serves as the President of QwickRate. He joined QwickRate in 2002 as Regional Sales Director and became Managing Member in August 2004 when QwickRate was purchased. His responsibilities are to continue to enhance QwickRate’s ability to deliver non-brokered funding while also seeking to complement these deposits with additional sources of liquidity. Shawn previously worked for HomeStar Bank in Manteno, IL. While there, he worked in the Finance Department and later helped form their Investment Services Division. He currently serves on the Board of Directors of the National Bank of St. Anne, an Illinois community bank, where he is also a shareholder. He holds a B.A. in Business from the University of Notre Dame.
Stephen Reyes, CISA, CISSP
Partner | Saltmarsh
Stephen is a partner who leads across information technology services, IT compliance, and security audits. He began his career in technology consulting over 30 years ago and joined the firm in 1997. He holds multiple professional certifications, including Certified Information Systems Auditor (CISA) and Microsoft Certified Systems Engineer (MCSE), along with credentials from ISACA, Novell, Citrix, and CompTIA. Stephen specializes in IT compliance and security audits, system selection, implementation, and conversion. His extensive expertise helps clients align their technology infrastructure with operational and regulatory demands.
Kelli Schultz
Principal | Cornerstone Advisors
Kelli Schultz is a seasoned strategic business executive with a proven track record of driving expansion and operational excellence within the payments and broader FinTech and RegTech sectors. With over 25 years of experience in building successful products, teams, and companies, Kelli excels in leading operational transformations and revamping business models to maximize revenue and capture cost reductions. Kelli's expertise spans strategic planning, financial modeling, sales, operations management, client engagement, and compliance management. She holds certifications in network administration and database development and has pursued continuing education in executive leadership development.
Erkin Oksel
Founder & CEO | EyesClear
Erkin is a technologist and banking expert with a background in engineering, an MBA, and certifications in cash management. After a decade at Citi leading financial operations and tech initiatives, he founded EyesClear, a real-time bank intelligence platform. Today, EyesClear supports banks across Europe, the Middle East, and North America—processing 100,000 data points per second and powering AI-driven insights, reporting, and alerting. Erkin’s mission is to help banks enhance agility, security, and compliance through cutting-edge, agentic technologies.
Kristen Stogniew, Esq., CFE
Partner | Saltmarsh
Kristen is a partner who leads the Financial Institution Advisory Group. Since 1995, she has been providing legal counsel, audit services in regulatory compliance and operations. In her leadership role, provides guidance and education to compliance officers, BSA officers, executive management, and boards of directors. She serves as the primary facilitator and emcee for the Florida Bankers Association’s BSA and Consumer Compliance Conferences and leads peer groups and forums for the Georgia and Tennessee Bankers Associations. Kristen previously taught BSA/AML for the Juris Master's program at Florida State University College of Law and currently teaches at the Florida School of Banking at the University of Florida, the Southeastern Schools of Consumer and Commercial Lending, and the Graduate School of Banking at LSU.
Lorraine Faust, CRCM
Director of Fair Lending/Fair & Responsible Banking | Saltmarsh
Lorraine began her career in the financial services industry over 30 years ago in internal audit before transitioning to a compliance and risk management role focusing on lending compliance, fair lending and responsible banking practices. Her expertise spans regulatory change management, policy and procedure development, fair lending and redlining analysis, merger and acquisition due diligence, and risk assessments. She has managed regulatory relations and supported examinations by the FDIC, FRB, and CFPB. She is passionate about collaboration and helping leaders thrive by sharing best practices and fostering an environment where meaningful solutions can take shape.
Lisa Hast
Managing Partner | Iron Rock Insurance
Lisa is a seasoned personal lines insurance professional with nearly four decades of experience in the industry. She began her career in 1986, quickly rising through the ranks to become Vice President of Marketing and Sales for her family's insurance enterprise. Throughout her tenure, Lisa has built a reputation for delivering personalized service, innovative solutions, and unwavering integrity to her clients. In June 2020, Lisa co-founded Iron Rock Insurance alongside her daughter. Under her leadership as Managing Partner, the agency grew from zero to an $18 million-a-year operation in record time, earning recognition for its client-first approach and agile business model. A lifelong resident of the Apollo Beach area, Lisa balances her professional achievements with a deep commitment to family and community.
Daniel Irby
Chief Risk Officer | Crews Bank & Trust
Daniel joined the Bank in September 2014 as Vice President, Risk Management Officer, and in 2021 was promoted to Chief Risk Officer. His background includes eight years with another financial institution in Florida as CFO (6 years) and Risk Management Officer (2 years). He later served as partner/manager for a CPA organization. He completed his bachelor’s degree in accounting from Jacksonville University, where he played collegiate football and obtained an MBA in finance from Colorado Tech University. Over the last several years, Daniel has been successfully leading the efforts in Credit Risk to improve the bank’s overall risk profile through liquidations of non-performing assets and effective management of problem loan assets. Daniel and his skilled team have successfully established an appraisal and evaluation management process that serves all the Bank's lenders.
Joe Cataldo
Area President, Englewood-Boca Grande | Crews Bank & Trust
Joe graduated from Venice High School and later pursued an associate degree in business management from Manatee Community College, now named State College of Florida, Manatee-Sarasota. Joe’s banking career includes experience in residential and commercial lending and branch management. Directly before joining the Bank, he worked to build relationships as a Commercial Banker with another financial institution in the Venice area.A Charlotte County resident, Joe is involved in the community as a member of the Lemon Bay Sunrise Rotary Club and the Englewood YMCA community board, as well as the Finance and Audit Committee for the Charlotte Community Foundation. Joe also dedicates time serving on the board of Englewood Area Youth Baseball (EAYB), an organization that supports local youth to grow in both sportsmanship and baseball skills. When not at the bank, Joe spends time with his three children and wife of over 15 years exploring the natural beauty of Florida while golfing, boating, fishing, and hunting.
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